began my mortgage lending career in 1988. I am one of the

founding partners of Cobalt Mortgage, a Kirkland based

company, that has grown to become the largest privately owned

mortgage banker in Washington State. I am uniquely focused on

the needs of my clients with the goal of creating a great

mortgage lending experience. My consultative approach to

mortgage planning, allows me to recognize that your

mortgage decision is far more complicated today with the many

options available in the marketplace. My mission is to provide

you with mortgage alternatives that are consistent with

your personal and financial goals and to grow my business one

client at a time by providing world - class service.